Saturday, June 30, 2012

Small business Advertising and marketing On the internet / Samples ...


Lots of individuals are starting On the net Businesses, but understanding on the fly, so to speak, tips on how to get targeted traffic to their web-sites. A significant factor to become regarded as is just how much will it expense to acquire the site visitors for your web internet site. I not too long ago wrote two articles, one particular about certain landing pages and the second about matching key phrases to particular landing pages. This time I am going to cover the cost of each keyword. In other words just how much should you spend for every single phrase or keyword

You could recognize the demand for on-line company by searching at the searches created on the search engines like google. They may be phrases like organization conferencing meeting on-line web, marketing company on-line internet, small business free on the internet site net, on the internet net small business opportunity, business hosting on the internet page web, online organization web hosting and enterprise produce on the web internet site net opportunity just to mention a handful of.

There is certainly considerably that is definitely to be learned about this topic and I am only going to scratch the surface in this short article, nevertheless it ought to get you started off appropriately. There are plenty of aspects to contemplate which can make a big distinction inside your profit.

You need to ensure that you?ve a various landing page on your web-site for every single location of you organization. By way of example on my web-site I have a landing page for Work At House, Top ten business enterprise, Household Based Enterprise, Moms Jobs, Affiliates, Data Entry, Online Paid Surveys as well as a link to my real time newsletter.

If you are utilizing one of the tools accessible to us named (PPC) Paid Per Click Advertising, whereby we spend a search engine pennies to show our ad when a person kinds in specific keyword. As I talked about in my other article you should break up your keywords in such a manner as to possess all of your keywords and phrases on a given topic sent to the specific landing page. For instance you should have all Perform At House keywords and phrases visit your landing page, that is largely about Work At Residence suggestions. Like wise have you keywords and phrases on Household Based Business go to the landing page that highlights Property Based Organization Opportunities.

Additionally you do not choose to bidding against your self so you wish to make sure which you don?t mix and match your key phrases. You will want to advertise only the key phrases that match a precise landing page when using (PPC) Paid Per Click Advertising. Don?t have Work At House keywords mixed in with On the web Paid Surveys sending people to many landing Pages.

You might need to use multiple variation of a given keyword. Feel concerning the conversation going on in your customer?s head. What would you kind in in case you were searching for the same thing What would other people sort Do not just set you campaigns to run on a maximum value per click. Do some investigation to determine just how much a particular keyword is becoming searched for. If it?s not one of the most common reduce you bid quantity. When you have got performed this monitor it more than a couple of weeks or perhaps a month so you?ll be able to see when you receiving the same amount of clicks. Search engines usually are not normally going to provide you the ideal price. A few of the big ones are fairly fair, but I want manage of those factors myself. A lot of of my key phrases are half the price of a few of the big ones. Prior to I learned this though, several search engines like google had been charging me full price tag when it was not warranted.

Each and every subtle adjust in your web site landing page, keyword phrases, keyword bidding, no matter how minuscule, has an effect on your customer. I usually suggest change, monitor, analyze, modify and keep continuing the course of action. Evaluate the new change towards the old one particular so that you may see which landing page converts best.

The moment you may have had your site going for awhile there is always much more fine tuning to complete.

Please feel no cost to read more of this short article by going to my link inside the resource box beneath. I normally appreciate finding emails pertaining to my articles or my web-site. Your feedback is vital to me.

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Source: http://www.cleanrose.com/small-business-advertising-and-marketing-on-the-internet/

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Europe's bold rescue plan still awaiting details

(AP) ? Europe's leaders surprised skeptics with a bold plan to pump cash into troubled banks, reduce borrowing costs for Italy and Spain and stop forcing austerity on every government that needs aid.

Now their finance ministers have a week and a half to work out a lot of the details, and investors will be paying close attention.

Financial markets liked the broad outlines of the plans that emerged Friday from a meeting of the leaders of the 27 European Union countries.

Markets roared their approval after the EU leaders declared they would:

? Centralize regulation of European banks and, if necessary, bail them out directly, instead of funneling loans through governments that already have too much debt.

? Ease borrowing costs on Italy and Spain, the euro region's third- and fourth-largest economies.

? Stop mandating painful budget cuts to every country in need of emergency financial aid.

?Tie their budgets, currency and governments more tightly.

The decisions made at the EU summit in Brussels won't end the crisis that has gripped Europe for nearly three years. Plenty of questions remain about how the bank bailouts would work, whether there's enough money committed to rescue banks and governments and whether impoverished, indebted Greece will be forced out of the 17-nation euro club.

But for EU leaders who have consistently underwhelmed their exasperated publics and nervous financial markets, Friday's efforts marked a breakthrough.

The prime minister of Ireland ? one of the five eurozone countries that have required emergency funds ? said the plans marked a "seismic shift in European policy." British Prime Minister David Cameron said that "for the first time in some time we have actually seen steps ... to get ahead of the game."

There was an immediate sign that Europe's latest plan was easing fear in financial markets: The cost for the troubled government of Spain to borrow fell dramatically. The interest rate, or yield, on the country's 10-year bonds fell by more than half a percentage point, to 6.34 percent.

The Dow Jones industrial average recorded its second-biggest gain of the year, and stocks advanced even further in Europe ? in strong and weak countries alike. The benchmark stock index in Germany rose 4.3 percent, by far its best performance this year. Germany has the biggest economy in Europe, and a warm reaction there was a crucial sign of approval for the plan. Prices for oil and other commodities shot higher, another sign that the plan may remove a big barrier to a healthier economy.

David Kelly, chief global strategist at JPMorgan Funds, says financial markets have been slow to respond to good news about Europe, including an election Greece that empowered pro-euro leaders. That means markets could continue to rise, despite lingering problems.

"The point is, ugly is more than priced in," he said.

At first it looked like the summit would produce little more than a modest plan to stimulate growth in Europe. But Italy and Spain, whose borrowing costs have soared to dangerous levels, refused to sign off on the $150 billion spending plan unless something was done to ease their financial burdens.

After an all-night standoff, the leaders agreed to expand the use of Europe's bailout funds ? and do so without imposing strict austerity measures on countries that are meeting existing pledges to control spending. The bailout money could be used to buy bonds to drive down a country's borrowing costs. Or it could be loaned directly to troubled banks, which EU leaders said would help break "the vicious cycle" in which weak banks and weak governments threaten to drag each other down.

Previously, European leaders insisted that the two bailout funds be used only to rescue governments ? like Ireland, Portugal and Greece. If money was going to be used for troubled banks, it had to first go to a government. But that added to the debt on a government's books because it was responsible for repaying the money.

The bids to rescue banks ended up raising fears about the ailing governments; Spain's borrowing costs rose dramatically two weeks ago after the eurozone countries agreed to lend it $125 billion to rescue its banks.

The EU also called for a single regulator ? probably the European Central Bank ? to oversee Europe's banks. Currently, banks are regulated by their national governments and some countries have been slow to recognize loan problems and shut down their worst banks.

As part of a broad "banking union," the new regulator will likely get power to close failing banks if their national regulators won't do it. The plan is also expected to include deposit insurance across Europe. Individual European countries now insure bank deposits within their borders. But bank failures could overwhelm those national funds.

The bank overhaul is supposed to be completed by the end of the year.

Finance ministers from the 17 countries that use the euro are supposed to work out many of the details at a July 9 meeting.

The leaders said they were committed to linking their countries closer together economically and politically, but didn't discuss how. Such integration would likely require countries to give up some of their taxing and spending powers to a European budget authority.

Most analysts cheered the EU plans but worried about the questions left unanswered. And they said the bailout funds are too small to handle the tasks that could be thrown at them.

Europe's two bailout funds have a combined $625 billion in lending power; up to $125 billion of that is already committed to helping Spain bail out its banks. The remaining $500 billion looks small compared with $3.1 trillion in Spanish and Italian bonds outstanding.

Europe doesn't just have a government debt crisis. It has a banking crisis, too. A collapse in housing prices buried Spanish and Irish banks in bad real estate loans. At the same time, banks across Europe have been the biggest buyers of their governments' bonds. So as yields have surged and the bonds have declined in value, banks have suffered losses.

The solution hovering in the background, say some economists, is the European Central Bank. The ECB could buy any amount of government bonds, backed if need be by the bank's theoretically limitless power to create money. So far the bank has been unwilling to take this step, which could violate its mandate to fight inflation and a ban on central bank financing of national governments.

Some analysts said the growing coordination among Europe's leaders could give ECB President Mario Draghi more wiggle room. "This gives the ECB cover to reward them for their good behavior," said Jay Bryson, an economist at Wells Fargo Securities.

The ECB's next policy meeting is Thursday in Frankfurt.

The summit deal leaves out crucial details of just how any bank bailouts would work. Would bank creditors have to take a loss on their investments, or would taxpayers foot the whole bill? The deal didn't specify.

If the banking regulator and a rescue fund take ownership stakes in failed banks, manage those stakes in the taxpayer interest while forcing losses on shareholders and creditors, it could be positive, said Clemens Fuest, an expert in public finance at Oxford University's Said Business School.

Otherwise, simply charging taxpayers could be "a huge burden on growth in Europe for a very long time," Clemens said.

___

McHugh contributed from Frankfurt, Germany. Shawn Pogatchnik in Dublin, David Springer in London, Dan Wagner in Washington and Robert Wielaard in Brussels contributed to this report.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/f70471f764144b2fab526d39972d37b3/Article_2012-06-30-Europe-Financial%20Crisis/id-d5fee0d48cec477da2757fe936f0a05e

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2012 NBA draft: GM Neil Olshey calls Meyers Leonard a 'unique physical talent' (video)

Trail Blazers general manager Neil Olshey on center Meyers Leonard, the No. 11 pick by Portland in the 2012 NBA draft.

"To get a guy who's 7-foot-1 with that athleticism and quickness, with his shooting touch, those guys are unique; you just don't find them at 11."

(Watch this video on your mobile device)

Source: http://www.oregonlive.com/blazers/index.ssf/2012/06/2012_nba_draft_gm_neil_olshey_calls_meyers_leonard.html

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Friday, June 29, 2012

Two teen girls in Canada face human trafficking charges as Ottawa police search for a third suspect

Ottowa police have charged two 15-year-old girls with human trafficking for allegedly luring other teenage girls into prostitution.

Staff Sgt. John McGetrick called the case shocking Tuesday and said police have never seen anything like it before.

Police allege that on three separate occasions, the teenagers lured three other girls between the ages of 13 and 17 to a residence for social reasons. From there, the victims were driven to other locations for the purpose of prostitution.

The girls face multiple charges, including human trafficking, robbery, procuring, forcible confinement, sexual assault, assault, uttering threats and abduction.

Police are looking for a third suspect, a 17-year-old girl.

McGetrick declined to provide details but said the victims were confined and forced to engage in prostitution.

Source: http://fxn.ws/MB5cTP

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Tips For Health, Fitness, And Weight Loss With Jogging | Weight ...

Jogging is a great form of exercise that boosts your energy and mood which is why so many people love it. Yet there are challenging aspects as well, such as sticking to your program day after day, week after week. Your progress can be slowed way down by an injury, so you need to be careful. The guidelines that follow are meant to help you keep you healthy and motivated with your jogging.

When you start a jogging or running program, it?s essential to be consistent about it. Most people have lots of enthusiasm when they begin a running routine, and sometimes they even get overzealous. That?s when injury results and so they put running off for a few months. This isn?t how you want to do it if you want to get the most out of your running routine. Just start slow and then make sure you focus on consistency. When it comes to running, go for a half hour three times per week for maximum benefit. Don?t worry about how fast or slow you?re going, especially when you?re first beginning. It?s much better to do a little bit at a time and stick with it than to do too much and burn yourself out. While you should never run or jog when you are ill or when you?re injured, you still might have to push yourself many times. If you always come up with excuses, like you?re too tired or you don?t have the time, then you will likely have a very hard time sticking with your running plan.

One good approach to begin with a running regimen is to do power walking which is quite common. If you are not used to exercise, or haven?t done it for a long time, walking can be a great way to gradually get your body accustomed to moving around. You can begin with the smallest steps you want, and then just proceed at your own comfortable pace. When the time is right, then just simply begin jogging slowly, and go according to your pace and feeling. When you proceed slowly and with caution, then you?re reducing the chances of possible injury. There are people all over who actually stick with power walking because it just works better for them, and actually power walking is an excellent exercise, as well. We still recommend walking first because it?s a safe and effective way to get used to running.

Hydration is important, and you should drink some fluids before running or jogging. Also, we have to say that you should never run on a full stomach. Ok? No confusion about the best thing to drink for hydration ? simple water, nothing more or less. Before you begin your jog, you should drink some water but never to the point where you feel bloated in your stomach. If you?re properly hydrated and in good health, and you?re not running a marathon there?s really no need to carry the Gucci water bottle with you unless you?re stylish. Only drink good clean water after you?re done punishing yourself and avoid anything colored. The hotter and more humid it is, the more important it becomes to hydrate.

In summary, jogging can be a fun, energizing and healthy habit. If you?re a little overweight, you can lose it with jogging but be safe about it and proceed slowly. We hope these very few tips have helped you, and maybe you?ll begin jogging and continue forever.

Furthermore, you can also add variety of gym equipment like Bench Press in your fitness trainingroutine, it can help boosts your physical health and fitness much easier as well as to ensure a much healthy workout in a rapid way. As long as you keep learning, you will naturally move into other areas. What matters most is that you exercise at least a few times every week.

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Source: http://weightcontrolblog.org/tips-for-health-fitness-and-weight-loss-with-jogging-2/

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Thursday, June 28, 2012

HBT: Should Mariners demote Ackley and Smoak?

Thanks in large part to Kyle Seager and Michael Saunders, the Mariners offense hasn?t been as bad as expected this year. The team is struggling mightily right now, though, having scored just four runs in four games, and if changes are going to come, this would seem to be right part of the schedule to make them.

Dustin Ackley is hitting just .220 with two extra-base hits in 82 at-bats this month. He is walking quite a bit, but he?s also striking out a whole lot. With 24 strikeouts this month, he?s up to 67 in 281 at-bats for the season. Overall, he?s hitting .242/.318/.335.

Justin Smoak is doing even worse, and the homers are no longer obscuring that fact. He?s gone hitless in five straight games, leaving him at .206/.268/.341 for the season. He does have 11 homers in 267 at-bats, but they?re not making up for the absence of singles and doubles. In fact, he has just three doubles all season.

The Mariners are currently prepared to stay the course, manager Eric Wedge told Geoff Baker of the Seattle Times. Which makes sense. They weren?t expected to contend in the AL West this year anyway, and they don?t have any obvious upgrades awaiting in the minors. For all of Ackley?s struggles lately, he?s still not having that awful of a season. He has a respectable .722 OPS outside of Safeco. Smoak, if nothing else, is on pace for 23 homers and 67 RBI.

If the Mariners did make a move, it?d be more along the lines of a wake-up call than anything else. They know Ackley is the future at second base. They still have to figure out whether Smoak is a long-term answer. They certainly want him to be, but he now has 1,042 major league at-bats and a career OPS of .677. With Mike Zunino drafted to be the catcher of the future, the Mariners could move on from Smoak if he fails to improve and go to Jesus Montero at first base.

But nothing is happening right now. There isn?t really anyone to replace Ackley in Triple-A. Alex Liddi could step in at first if needed, but he?s a weaker bet than Smoak. If Smoak is still slumping when Mike Carp is ready to come off the DL, perhaps in three or four weeks, then maybe the Mariners will make the change. As is, they?re just going to hope for the best.

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Vitor Belfort has strong feelings on shaving

Vitor Belfort missed out on the chance to fight in front of a home crowd over the weekend, as he had to pull out from his bout with Wanderlei Silva because of an injury. However, he is not going to miss on the chance to tell fellow Brazilians how to shave.

In other Belfort news, the UFC is still hoping for a fight between Belfort and Silva, and they are aiming for an October show in Brazil. However, Belfort doesn't think that fight makes sense and would rather fight Michael Bisping, and then get another shot at the UFC middleweight belt. He's also open to moving to light heavyweight, and he isn't afraid of Jon Jones.

Consider this your daily Vitor Belfort briefing. You are now briefed.

Thanks, Fightlinker.

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Q&A: what's the re-sale value of Gold where you are..? | Gold ...

Q: what?s the re-sale value of Gold where you are..?

like what if i buy a gold necklace and earrings for a lot of money, is it an investment, or blocking my money?

Goldsenze Answer:

Unless it is a limited edition designer something it should not be treated as an investment. If you want to invest in gold, buy American Eagles. Backed by the US Government to be the stated weight and purity. I?ve used BullionDirect to buy gold/silver and have been happy with them. Most coin dealers/website charge too much of a premium for the coins. Good luck.

-Thought I?d clarify ? When thinking about jewelry increasing in value think along the lines of how many cars out there increase in value ? there are a few, but they are very rare with the majority loosing value the second you buy one.

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  5. FAQ: Gold Investments ? Is this a good time to buy Canadian Gold Leaf? ? goldsenze

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Wednesday, June 27, 2012

Queen shakes hands with ex-IRA chief

BELFAST (Reuters) - The Queen shook the hand of former IRA guerrilla commander Martin McGuinness for the first time on Wednesday, drawing a line under a conflict that cost the lives of thousands of soldiers and civilians, including that of her cousin.

The meeting with McGuinness, who is now the deputy first minister of Northern Ireland, comes 14 years after the IRA ended its war against British rule in the province, and is one of the last big milestones in a peace process whose success has been studied around the world.

The queen met McGuinness, Northern Ireland's Unionist first minister Peter Robinson and Irish President Michael D.Higgins for just under 10 minutes behind closed doors in a theatre in a leafy suburb of Belfast cordoned off by hundreds of police.

McGuinness shook the gloved hand of the queen a second time as she left the theatre, this time in front of television cameras, but unlike other guests chose not to bow his head.

The queen's bright green outfit appeared to have been chosen with Ireland's national colour in mind, and McGuinness wished a smiling monarch well in Irish, saying "Slan agus beannacht", which he told her means "Goodbye and God speed".

There has been scattered opposition to the gesture of reconciliation from dissident Irish militants and from some of the IRA's victims. But the vast majority of the province's politicians backed the meeting, the first between the queen and a top member of the IRA or its former political wing, Sinn Fein.

"Today is a huge event and it is, in a sense, the ultimate handshake," John Reid, British Secretary of State for Northern Ireland from 2001 to 2002, told the BBC.

"On all sorts of levels this is a hugely significant step but it is only one more step in a long process. This may take generations - to get back to absolute reconciliation in Northern Ireland and the island of Ireland."

OBSTACLE REMOVED

Ireland's president said the handshake was "something that had to be done" to remove an obstacle to reconciliation. Sinn Fein president Gerry Adams said the gesture was symbolic but added that "the journey isn't near completion".

A few hours later, the queen waved to crowds from an open-topped car at a celebration of her Diamond Jubilee attended by over 20,000 people - a stark contrast to the armoured limousines that have been a mandatory precaution on previous visits.

The queen regularly meets senior Unionist politicians, Protestants who want Northern Ireland to stay inside the United Kingdom, but not Sinn Fein - the largest party representing Catholic nationalists who want a united Ireland.

McGuinness is a hero to Republican hardliners, but has long been a hate figure to Unionists, many of whom harbour deep suspicions about his past.

He admits he was on the front line in the war with British forces, including on Bloody Sunday in 1972, when troops shot dead 13 unarmed protesters, but says he never killed anyone.

A British report said that McGuinness probably was armed with a submachine gun on Bloody Sunday, but did nothing to provoke the massacre. He has said he left the IRA in 1974, but most historians believe he was active for most of its campaign.

For the queen and her consort Prince Philip, who shook McGuinness's hand more cursorily, the conflict had a personal edge.

The queen's cousin Lord Louis Mountbatten, who was also Philip's uncle, was killed by the IRA in 1979 with three others, including his 14-year-old grandson, when his boat was blown up while he was on holiday in Ireland.

More than 1,000 members of the British security forces were among 3,600 people killed during the 30 years of the "Troubles".

McGuinness told the queen that he agreed with comments she made last year that all victims of the conflict should be remembered, according to a source who was at the meeting.

"STILL A REPUBLICAN"

McGuinness said on Tuesday that, while he represented people who had been badly hurt by British state violence, he was also big enough to understand that the queen and other families in Britain had also lost loved ones.

Asked by reporters after the meeting if his convictions had changed, he said he was "still a Republican".

Sinn Fein, which has become increasingly popular south of the Irish border as the main party opposing an EU/IMF bailout, is keen to bolster its image as a mainstream party and distance itself from a violent past that alienates many southern voters.

It still wants a referendum on whether Northern Ireland should remain part of Britain, but in the short term its aim is to be in government in the north and south simultaneously.

Only last year, Sinn Fein rejected invitations to attend events during the queen's landmark visit to the Irish capital Dublin, the first by a British monarch since the republic won independence from Britain in 1921.

Some Republicans branded McGuinness a traitor for meeting a queen who is also commander-in-chief of Britain's armed forces.

"People are not unhappy that someone is shaking her hand, just not him. He's a hypocrite," said Martin, a 42-year-old unemployed man who said he and his friends had got criminal records defending their neighbourhood in working-class Belfast.

"He sent people out to fight. To die. And now he's putting on a suit and shaking her hand? I don't want war (but) this shouldn't have happened till the next generation."

With splinter groups continuing to attack British targets, security forces say the risk of an attack is at its highest level since the Good Friday peace agreement was signed in 1998.

Nine police suffered minor injuries on Tuesday night when they were pelted with petrol bombs and other missiles.

(Additional reporting by Padraic Halpin in Dublin; Editing by Kevin Liffey)

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Mac users guided to pricier hotels on Orbitz - WSJ

[ [ [['Connery is an experienced stuntman', 2]], 'http://yhoo.it/KeQd0p', '[Slideshow: See photos taken on the way down]', ' ', '630', ' ', ' ', ], [ [['Connery is an experienced stuntman', 7]], ' http://yhoo.it/KpUoHO', '[Slideshow: Death-defying daredevils]', ' ', '630', ' ', ' ', ], [ [['know that we have confidence in', 3]], 'http://yhoo.it/LqYjAX ', '[Related: The Secret Service guide to Cartagena]', ' ', '630', ' ', ' ', ], [ [['We picked up this other dog and', 5]], 'http://yhoo.it/JUSxvi', '[Related: 8 common dog fears, how to calm them]', ' ', '630', ' ', ' ', ], [ [['accused of running a fake hepatitis B', 5]], 'http://bit.ly/JnoJYN', '[Related: Did WH share raid details with filmmakers?]', ' ', '630', ' ', ' ', ], [ [['accused of running a fake hepatitis B', 3]], 'http://bit.ly/KoKiqJ', '[Factbox: AQAP, al-Qaeda in Yemen]', ' ', '630', ' ', ' ', ], [ [['have my contacts on or glasses', 3]], 'http://abcn.ws/KTE5AZ', '[Related: Should the murder charge be dropped?]', ' ', '630', ' ', ' ', ], [ [['have made this nation great as Sarah Palin', 5]], 'http://yhoo.it/JD7nlD', '[Related: Bristol Palin reality show debuts June 19]', ' ', '630', ' ', ' ', ], [ [['have made this nation great as Sarah Palin', 1]], 'http://bit.ly/JRPFRO', '[Related: McCain adviser who vetted Palin weighs in on VP race]', ' ', '630', ' ', ' ', ], [ [['A JetBlue flight from New York to Las Vegas', 3]], 'http://yhoo.it/GV9zpj', '[Related: View photos of the JetBlue plane in Amarillo]', ' ', '630', ' ', ' ', ], [ [['the 28-year-old neighborhood watchman who shot and killed', 15]], 'http://news.yahoo.com/photos/white-house-stays-out-of-teen-s-killing-slideshow/', 'Click image to see more photos', 'http://l.yimg.com/cv/ip/ap/default/120411/martinzimmermen.jpg', '630', ' ', 'AP', ], [ [['He was in shock and still strapped to his seat', 6]], 'http://news.yahoo.com/photos/navy-jet-crashes-in-virginia-slideshow/', 'Click image to see more photos', 'http://l.yimg.com/cv/ip/ap/default/120406/jet_ap.jpg', '630', ' ', 'AP', ], [ [['xxxxxxxxxxxx', 11]], 'http://news.yahoo.com/photos/russian-grannies-win-bid-to-sing-at-eurovision-1331223625-slideshow/', 'Click image to see more photos', 'http://l.yimg.com/a/p/us/news/editorial/1/56/156d92f2760dcd3e75bcd649a8b85fcf.jpeg', '500', ' ', 'AP', ] ]

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Team-Building Exercises ? Team Management Training ...

June 25, 2012 ? 6:09 PM

Building effective teams requires more than just assigning a group of people to a task.? It takes leadership skill to build a team for results.? Mind Tools once agains offers some tips and tools on how-to.?? Management

Excerpt: Team-building exercises can be a powerful way to unite a group, develop strengths, and address weaknesses ? but only if the exercises are planned and carried out strategically. In other words, there has to be a real purpose behind your decision to do the exercise ? for example, improving the team?s problem-solving or creativity skills ? rather than because you felt like giving your people a nice day out of the office.

This article shows you what to consider when planning a team event, and we offer a variety of exercises to address different issues that teams commonly face.

Read full article via Team-Building Exercises ? Team Management Training from MindTools.com.

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Wills, Trusts & Estates Prof Blog: Generation X Estate Planning

? Durable Power of Attorney Can Be An Effective Mechanism | Main | Other Wills, Trusts, and Estates Blogs -- Updated 6/25/2012 ?

June 25, 2012

Generation X Estate Planning

MoneyIt is important to remember that estate planning is not just for the elderly or those who are wealthy. Any person could benefit from taking the time to establish a plan should that person become incapacitated?or die prematurely, especially if that person has children. What most people probably do not understand is that estate planning does not have to be a complicated process. In fact, most members of generation X will probably only need a few basic documents, such as a will, trust, power of attorney, and a health care proxy.

A will is needed because it provides an overview of how a person wants his or her property distributed at death. Wills are also important because a person can nominate a person to become a guardian for his or her children within a will. A person could also create a revocable trust if a person does want to draft a will. A trust is a relationship that is established by a trust instrument, and it holds assets for a person's benefit while that person is alive. In addition, a trust can be established to distribute assets to a designated person after the settlor, the person who established the trust, or a beneficiary dies. Unlike a will, the property within the trust will not pass through the probate process. A health care proxy is important because it establishes what person the creator wants to make health care decisions should that person become unable to make those decisions for themselves. A power of attorney is important because it establishes the person that the creator of the instrument wants to make financial decision on his or her behalf should that person become incapacitated.

See Polizzotto & Polizzotto,?Estate Planning Basics for Generation X, 24-7 Press Release, June 23, 2012.

Special thanks to Jim Hillhouse (Professional Legal Marketing (PLM, Inc.)) for bringing this article to my attention.

June 25, 2012 in Estate Planning - Generally | Permalink

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Tuesday, June 26, 2012

US lies low on Egypt, acting behind the scenes. Is that approach wise?

Obama and administration officials have remained relatively quiet, at least in public, as turmoil revived in Egypt and a new president was elected. Tougher communication is likely going on behind the scenes, some analysts say.

By Howard LaFranchi,?Staff writer / June 25, 2012

Egypt?s election of an Islamist from the Muslim Brotherhood in its first free presidential elections is further evidence of the challenges that dramatic change in a crucial country like Egypt present to the United States.

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The election of Mohamed Morsi, a US-educated engineer, makes the hard place the Obama administration was already in as a result of Egypt?s revolution that much tighter. The stark dilemmas the US faces may explain why President Obama ? he of Cairo speech, 2009, fame ? and other administration officials have remained relatively quiet on Egypt during recent weeks.

Here are just two examples of the dilemmas the US faces. One, Mr. Morsi?s past offers some worrisome tendencies, including support for antireligious-minority and antiwomen policies, but how can the US express its concerns without sounding critical of Egyptians? democratically expressed preference? Two, how far ought the US go in criticizing the Egyptian military?s power grab prior to the announcement of Morsi?s triumph, when the military there may be the best last guarantor of critical US interests, including preservation of the Egypt-Israel peace accords?

The realities that such vexing dilemmas won't be resolved any time soon, and that any overly emphatic public expression of official US opinion on Egyptian events could easily backfire, explain the administration?s reticence on Egypt, some regional analysts say.

?What the US is engaged in is a complex private effort to protect regional security interests and maintain relations with the military and the intelligence apparatus ? even as the message is delivered and reinforced as events unfold of uncompromising support for democratic change,? says Brian Katulis, a Middle East specialist at the Center for American Progress in Washington. ?It?s a complicated dance,? he adds, ?that will go on for the rest of the year and beyond that.?

Mr. Obama called Morsi Sunday night to congratulate him and express US support for "Egypt's transition to democracy." According to a White House statement on the phone call, Morsi welcomed US support.

An effort to avoid the appearance of heavy-handed interference in Egypt?s internal affairs helps explain the careful, measured ? and noticeably infrequent ? public commentary from American officials. ?They [in the administration] have proceeded as they have at least in part out of a desire to make sure that no one thinks that we think this is about us,? says Mr. Katulis.

Secretary of State Hillary Rodham Clinton responded to the military?s steps earlier this month to amass for itself a long list of powers by warning that "there can be no going back on the democratic transition called for by the Egyptian people."?

Then last week she said it was ?imperative? that the military turn over power to ?the legitimate winner? of the presidential election, and she described as ?clearly worrying? military actions that threaten to ?subvert constitutional authority.?

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Cyprus becomes next eurozone state to seek bailout

NICOSIA, Cyprus (AP) ? Cyprus on Monday became the fifth eurozone country to request financial aid from its partners in the European currency union as it struggles to shore up its banks, which took heavy losses on Greek debt.

The island nation's government said in a terse statement that it required assistance following "negative spillover effects through its financial sector, due to its large exposure in the Greek economy."

Government spokesman Stefanos Stefanou wouldn't say how much Cyprus would ask from the European bailout fund, saying that the amount would be subject to negotiations in the coming days. The 27 leaders of the European Union will meet in Brussels on Thursday.

Analysts estimate the sum would likely be around ?5 billion ($6.2 billion) but could reach ?10 billion. That is a fraction of the bailouts given to the other countries ? Spain has asked for as much as ?100 billion for its banks.

Cyprus needs about ?1.8 billion ($2.26 billion) - or about 10 percent of its gross domestic product - by a June 30 deadline to recapitalize its second largest lender, Cyprus Popular Bank. The lender is the most heavily exposed of the country's banks to Greek government debt, which lost most of its value this year in a writedown.

Over the past weeks it became clear that the bank would not find the money from the private sector and would need to get it from the government, itself strapped for cash and unable to raise money in bond markets, where its borrowing rates are too high.

Stefanou said that despite its demand for European aid, the Cypriot government would continue negotiations for a possible loan from a country outside the EU, such as Russia or China.

"One doesn't preclude the other," Stefanou told the Associated Press. "Our efforts to secure a bilateral loan will continue."

Finance Minister Vassos Shiarly said last week that clinching a loan from another country would strengthen Cyprus' bargaining position with its eurozone partners in negotiating the terms that would come attached with a bailout loan.

"It could be a combination of sources of funding, on the understanding that the terms offered for these loans ? either from the (EU bailout fund) or a bilateral loan are satisfactory and to the state's benefit," Shiarly said.

The Cypriot government has been apprehensive about turning solely to the EU bailout fund because of the tough spending cuts and tax increases that it may be forced to enact in exchange for the money, as debt-crushed Greece has had to.

The Cypriot economy has thrived on foreign businesses setting up shop in the island due to its low, 10 percent corporate tax rate which the government is keen to protect.

Greece, Ireland and Portugal, which have needed European bailouts to finance their government debt, are on strict austerity plans. Spain, which has demanded money to rescue its banks, is still negotiating the terms of its aid deal.

It's not clear whether the Cyprus government will be able to fend off tough, EU-imposed austerity terms. A European Commission report last month said the island is "experiencing very serious macroeconomic imbalances which need to be urgently addressed," including slashing spending on a bloated public sector and pension reform.

Earlier Monday, ratings agency Fitch became the third agency to downgrade Cyprus' credit rating to junk status, estimating that the island will need another ?4 billion ($5 billion) to recapitalize its banking sector. It cited the banks' exposure to Greek debt as well as a rise in bad loans over the last year as the Cypriot economy has shrunk while unemployment has hit a record high of 10 percent.

Fitch predicts that Cyprus' government debt will shoot above 100 percent of GDP, more than 12 points more than its previous estimate. The agency said that a government target to bring the budget deficit below 3 percent of GDP through another round of spending cuts and tax increases will be missed by as much as a percentage point.

Cypriot banks could suffer further losses from a possible Greek eurozone exit since they also hold an estimated ?22 billion in Greek business and household loans.

Compounding the island's banking troubles are projections that its economy will shrink by 1 percent of GDP this year.

___

Derek Gatopoulos in Athens contributed to this report.

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USAID cuts funding for Elmo on Pakistan TV

The US cut $20 million for Pakistani version of Sesame Street. USAID alleges fraud against the show's producers, but the cutbacks come as the US is pulling back foreign aid.

By Scott Baldauf,?Staff writer / June 6, 2012

Pakistan?s version of Sesame Street ? complete with an Elmo who squeals in Urdu ? is facing a cutback in support from USAID, America?s Agency for International Development.

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Pakistan?s version of Sesame Street ? complete with an Elmo who squeals in Urdu ? is facing a cutback in support from USAID, America?s Agency for International Development.

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The cutbacks come amid allegations of fraud by the Lahore-based theater group that produces the children?s show, the Rafi Peer Theatre Workshop, but it also comes at a time when the US-Pakistani relationship is strained, and when the US government is cutting back dramatically on foreign aid worldwide.

USAID allocated $20 million for the production of Sim Sim Hamara (which means ?Our Street? in Urdu), and $6.7 million of that was used to produce the first season, which premiered in 2011. The remainder of the contract has been terminated, pending the results of an investigation into the fraud charges.

"We did launch an investigation into the allegations. We also sent the theater workshop a letter that terminates the project agreement," US State Department spokesman Mark Toner told a news briefing in Washington on June 5. "No one is questioning, obviously, the value and positive impact of this kind of programming for children. But this is about allegations of corruption."

Faizaan Peerzada, Rafi Peer?s chief operating officer, denied the fraud charges, saying in a statement, ?Rafi Peer is proud of its association with the project and the quality of children?s educational television programming created within Pakistan as a result.?

Whatever the ultimate result of the investigation, the shutdown of funds into children?s broadcasting in Pakistan come at an unfortunate time in the US-Pakistani relationship.

NATO airstrikes and US special forces raids on Pakistani territory have strained Pakistani patience with the US-led war on terror, and Pakistan has shut off NATO?s use of Pakistani roads and ports to resupply its troops in Afghanistan. The US, meanwhile, has grown increasingly frustrated with what it sees as signs of either Pakistani collusion with militant groups such as the Taliban, or incompetence in bringing them under control.

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Monday, June 25, 2012

Dangerous wildfires spread in Colorado

COLORADO SPRINGS, Colo. (AP) ? Flames forced thousands of Colorado residents from their homes over the weekend and disrupted vacation plans for countless visitors as smoke shrouded some of the state's top tourist destinations, including majestic Pike's Peak and tranquil Estes Park.

Colorado is having its worst wildfire season in a decade, with more than a half dozen forest fires burning across the state's parched terrain. Some hotels and campgrounds are emptying ahead of the busy Fourth of July holiday.

One of the newest fires, a blaze near Colorado Springs, grew to more than 5 square miles Sunday after erupting just a day earlier and prompting evacuation orders for 11,000 residents and an unknown number of tourists.

Officials had put the fire at 6 square miles but reduced the estimated Monday after more precise mapping.

Firefighters braced for hot temperatures and high winds on the fire lines.

On Sunday, the fire sent plumes of gray and white smoke over the area that obscured at times Pikes Peak, the most-summited high-elevation mountain in the nation and inspiration for the song "America The Beautiful."

Winds had started to push smoke away from Colorado Springs and evacuations orders were lifted for the 5,000 residents of nearby Manitou Springs, but area residents and tourists still watched nervously as haze wrapped around the peak.

"We're used to flooding and tornadoes, nothing like this," said Amanda Rice, who recently moved to the area from Rock Falls, Ill. Rice, her husband, four children and dog. They left a Manitou Springs hotel late Saturday.

Rice, scared when she saw flames, took her family to the evacuation center before she was told to go.

"It was just this God-awful orange glow. It was surreal. It honestly looked like hell was opening up," Rice said Sunday.

In Utah, hundreds of residents evacuated ahead of a 39-square-mile blaze that had destroyed at least some structures. Fire officials weren't sure how many were destroyed, or whether they were homes; sheriff's officials estimated late Sunday it could be as many as 30 structures.

Even while other large fires burn across the West, Colorado's blazes have demanded half the nation's firefighting fleet, according to Colorado Gov. John Hickenlooper. He said C-130 military transport planes from Peterson Air Force Base in Colorado Springs would begin assisting Monday.

"People recognize this is going to take a big push" to extinguish, Hickenlooper said Sunday from a Colorado Springs grocery store, where volunteers were passing out burritos, sandwiches and drinks to 350 firefighters working near Pikes Peak.

A statewide ban on open campfires and private fireworks has been in place for more than a week.

While no homes were reported damaged in the Colorado Springs-area fire, a forest fire near Rocky Mountain National Park destroyed structures near the mountain community of Estes Park. The Larimer County Sheriff's Office said Sunday that 22 homes and two outbuildings had been burned.

The Estes Park fire destroyed vacation cabins and closed the most commonly used entrance to the park. Clouds of smoke blew toward the 102-year-old Stanley Hotel that inspired Stephen King to write "The Shining."

Also over the weekend, residents of a subdivision near the northern Colorado city of Fort Collins learned that 57 more homes in their neighborhood had been lost to the High Park Fire, which already had claimed 191 homes, authorities said.

The High Park Fire is the second-largest wildfire and among the most expensive in Colorado's history. It has scorched more than 130 square miles and was just 45 percent contained on Sunday, The Denver Post reported.

With Colorado midway through its worst wildfire season in a decade, travelers have seen some of their favorite sites closed to the public, obscured by smoke and haze. Some travelers were awoken with evacuation orders.

Families planning whitewater rafting trips or visits to the stunning red-rock formations in Garden of the Gods park in Colorado Springs were instead spending their vacations passing out bottled water and setting up cots in evacuee centers.

They included Mark Stein, of Morristown, N.J., whose family arrived after midnight Sunday at their Manitou Springs hotel for a week of whitewater rafting and sightseeing.

"We were sleeping for 15 minutes when they started knocking on the door ? a day from hell," Stein said of the day of travel. With his wife and two sons, Stein spent the first night of his vacation setting up cots for more than 200 evacuees who slept at the school.

"I think it's the best vacation ever. This is what the real world is about. There's a lot of people that need help," Stein said.

Also Sunday, a brushfire that began near Elbert, about 50 miles southwest of Denver, quickly spread to about 60 acres, forcing the evacuation of about 100 residents.

Elsewhere, firefighters contended with windy and heat as they battled wildfires in Utah, New Mexico, Arizona and California.

? Also in Utah, officials report progress on a 9-square-mile wildfire around Saratoga Springs, about 40 miles south of Salt Lake City.

? In Montana, two wildfires were burning in the southwest part of the state, including the fast-moving Antelope Fire, which started Saturday afternoon about 10 miles north of Whitehall and had grown to 462 acres on Sunday. About 100 firefighters were battling that blaze.

? In Arizona, the U.S. Forest Service said late Sunday that containment against the Poco Fire, just outside of Young, is up to 65 percent and remains under 12,000 acres. Officials say many of the firefighting resources are being released to their home units or to other fire assignments.

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Dragon ball: Your story

Dragon ball: Your story

When Goku Jr and Vegeta Jr are adults a group of pure blood saiyans arrive this is their story

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Game Masters:

This topic is an Out Of Character part of the roleplay, ?Dragon ball: Your story?. Anything posted here will also show up there.

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Forum for completely Out of Character (OOC) discussion, based around whatever is happening In Character (IC). Discuss plans, storylines, and events; Recruit for your roleplaying game, or find a GM for your playergroup.


Ah, How did I know this Roleplay was made by you without having to look at it, Holo?

"You write love stories of tragedy, with clich? happy endings. A true love story has no ending." ~ Skye Alexander James Sutton .A.K.A. DarknessUndying

"One simple word can free us of all pain and burden, and make our lives better. That special word is Love." ~ Skye Alexander James Sutton.

"I don't need any romantic connections, because I know when my Soulmate comes, he'll come in with a bang, and I'll be the happiest man alive." ~ Skye Alexander James Sutton

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DarknessUndying
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Man once again a Dragon ball roleplay where you can't be a cannon character. Maybe I can come up with someone that looks like Pan but is one of the full blooded saiyans.

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Love of a Samurai
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Sunday, June 24, 2012

Metformin Outperforms Common Class of Diabetes Drugs in Study

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